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Getting Started

Applying is fast and easy!

You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or Passport with current address

Your complete physical and mailing address

Social Security Number

Date of Birth

100 Years Growing with You

To commemorate our 100th year of business, Quaint Oak Bank celebrates our centennial by planting 100 trees, adding one more tree for each account opened in 2026.*

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Available Products

Checking Money Market Certificate Account Savings

Personal Checking

A personal checking account provides you with convenient access to bank anywhere with Online Banking, Bill Pay, Mobile Banking, and Check Deposit along with a Visa Debit Card. Everything you need to make your banking safe and simple.

Min Deposit: $25.00

Money Market

Featuring competitive rates and a low minimum deposit requirement. Quaint Oak's Money Market accounts allow our customers to earn interest on their savings, while still allowing them access to their funds.

View current rates here.

APY: 2.00% Min Deposit: $25.00

Military Advantage MMA

Quaint Oak wants to thank the people in our military for serving our country. Exclusively for military customers, a Military Advantage account provides select benefits for our Service Members and Veterans.

View current rates here.

APY: 2.00% Min Deposit: $25.00

6 Month CD

Earn a fixed rate of interest on a lump sum over a specified period of time with a certificate of deposit. Terms range from 6 months to 5 years.

APY: 3.80% Min Deposit: $500.00

12 Month CD

Earn a fixed rate of interest on a lump sum over a specified period of time with a certificate of deposit. Terms range from 6 months to 5 years.

APY: 3.90% Min Deposit: $500.00

18 Month CD

Earn a fixed rate of interest on a lump sum over a specified period of time with a certificate of deposit. Terms range from 6 months to 5 years.

APY: 3.45% Min Deposit: $500.00

2 Year CD

Earn a fixed rate of interest on a lump sum over a specified period of time with a certificate of deposit. Terms range from 6 months to 5 years.

APY: 3.45% Min Deposit: $500.00

3 Year CD

Earn a fixed rate of interest on a lump sum over a specified period of time with a certificate of deposit. Terms range from 6 months to 5 years.

APY: 3.45% Min Deposit: $500.00

4 Year CD

Earn a fixed rate of interest on a lump sum over a specified period of time with a certificate of deposit. Terms range from 6 months to 5 years.

APY: 3.45% Min Deposit: $500.00

5 Year CD

Earn a fixed rate of interest on a lump sum over a specified period of time with a certificate of deposit. Terms range from 6 months to 5 years.

APY: 3.45% Min Deposit: $500.00

Classic Savings

A traditional and dependable source of savings, a Quaint Oak Bank savings account can give you peace of mind to grow your savings and meet your financial needs.

APY: 0.20% Min Deposit: $25.00

APY (Annual Percentage Yield)

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

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Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

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DBA Physical Address

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Address

Zip

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State

Occupancy Status

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Tell Us About Yourself

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

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Address

Zip

City

State

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Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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Please upload an image of your valid government ID (for each applicant) such as a driver's license, state ID, military ID, etc. Acceptable file types: .PDF, .GIF, .JPG, .PNG.

Click or tap here to capture or upload an image or document.

Additional Information

Are you a politically exposed person?*

What will be your source of funds?*

Annual Income*

Do you have any beneficiaries?

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Do you have another applicant?

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Speed up your application process by taking the BACK image of your US driver's license.

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Recommendation for best recognition:

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* Make sure all four corners are visible

* Avoid glare

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Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

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Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

Are you a politically exposed person?*

What will be your source of funds?*

Annual Income*

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About Your Joint Applicant

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

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Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Upload Documents

Please upload an image of your valid government ID (for each applicant) such as a driver's license, state ID, military ID, etc. Acceptable file types: .PDF, .GIF, .JPG, .PNG.

Click or tap here to capture or upload an image or document.

Additional Information

Are you a politically exposed person?*

What will be your source of funds?*

Annual Income*

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Tell us about your beneficiaries

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Tell us about your beneficiary percent shares

Other Products

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Please indicate the percentage of the payout each beneficiary will receive:

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Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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Product Selections

Additional Application Information

Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

Employment Information

Previous Employment Information

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Secondary Identification

Joint Applicant Address

Joint Applicant Employment Information

Beneficiary Information

Funding Source

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If you selected "Other" in the question above, please explain.

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What is your anticipated average monthly expected dollar amount in transactions per month?*

What is your anticipated average number of transactions per month?*

Read, Sign and Submit

Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

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Product Funding Limit Exceeded

The total amount to be deposited for a product type cannot exceed the limit defined in the following table. Please adjust the deposit amount for your requested products so they do not exceed the limit.

Product Type	Maximum Deposit	Your Requested Deposit
Checking
Savings
Certificate

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